Abor, J. & Biekpe, N. (2006). Small Business Financing Initiatives in Ghana. Problems and Perspectives in Management, 4(3), 69-77.
Asare, O. A. (2014). Challenges Affecting SME’s Growth in Ghana. International Journal of Sustainable Development, 7, 6.
Barringer, B.R., & Ireland, R. D. (2006). Successfully launching new venture (2nd ed.). New Jersey: Pearson Education, Inc.
Dean, D. L., & Bulent Mengui, Christopher, P. (2000). Revisiting firm characteristics, strategy and export performance relationship: a survey of the literature and an investigation of new Zealand small manufacturing firms. Industrial Marketing Management, 29, 461.
Fatoki, O. & Garwe, D. (2010). Obstacles to the growth of new SMEs in South Africa: A principal component analysis approach. African Journal of Business Management, 4, 5.
Frimpong, Y. C. (2013). SMEs as an engine of social and economic development in Africa. Modernghana.com.
Frimpong, Y. C. (2014). Ghana: Making SME Finance Schemes Effective. NewsGhana. Com. Gh.
Helm, B., (2006). Access for all: Building inclusive financial systems. Washington, DC World Bank.
Imoisi Anthony Ilegbinosa & Ephraim Jumbo (2015). Small and Medium Scale Enterprises and Economic Growth in Nigeria. International Journal of Business and Management, 10, 3.
Ireghan, C. (2009). Small Scale Business Development in Nigeria. In Ireghan, C. (Ed.), The Place of Small and Medium Scale Business in the development of a nation State. Nigeria: Lagos, Kaycee Publishers.
Kongolo, M. (2010). Job creation versus job shedding and the role of SMEs in economic development, African Journal of Business management, 4, 11.
Krejcie, R.V. & Morgan, D. W. (1970). Determining sample size for research activities. Edu. Psychol. Meas., 30, 607-610.
Mensah, S. (2004). FINANCING SCHEMES IN GHANA. Presented at the UNIDO Regional Workshop of Financing Small and Medium Scale Enterprises, Accra, Ghana, 15-16 March 2004.
Mohd Aris, N. (2006). SMEs: Building Blocks for Economic Growth. Paper presented at the National Statistics Conference .
Nenek Brownhilder Ngek (2014). Determining high quality SMEs that significantly contribute to SME growth: regional evidence from South Africa. Problems and Perspectives in Management, 12, 4.
Omar, S. S., Arokiasamy, L. & Ismail, M. (2009). The background and challenges faced by the small and medium enterprises. A human resources development perspectives. International Journal of Business and Management, 4, 10, 95-102.
Osotimehin, K. O. , Jegede, C. A. & Akinlabi, B. H. (2012). An Evaluation of the Challenges and Prospects of Micro and Small Scale Enterprises Development in Nigeria. American International Journal of Contemporary Research, 2, 4.
Phillips, C. & Bhatia-Panthaki, S. (2007). Enterprise development in Zambia: Reflections on the missing middle. Journal of International Development, 9, 793.
Reynolds, P. & Miller, B. (1988). Minnesota new firms study: an exploration of new firms and their economic contributions. Centre for Urban and Regional Affairs, 330 Hubert H. Humphrey Centre, 301 19th Avenue S., Minneapolis, Minnesota.
Stiglitz, J & Weiss (1981). Credit Rationing in Markets with Imperfect Information. American Economic Review, 81, 393-410.
Todaro, M. P. & Smith, S. C. (2011). Economic Development, Tenth Edition, Pearson Education Limited, England.
United Nations Conference on Trade and Development. (2011). Growing Micro And Small Enterprises in Least Developed Countries; The “missing middle” in LDCs. [Online]. Available from http://www.unctad.org/en/docs/poitetebd5.en.pdf [Accessed: August 4, 2011].
Ural, T. & Acaravci, S. K. (2006). The effect of firm’s strategic factors on export and firm performance: A comparison of Permanent and Sporadic Exporters. Problem and Perspectives in Management, 4, 4.
Yeboah, A.M. (2015). Determinants of SME Growth: An Empirical Perspective of SME in the Cape Coast Metropolis, Ghana. The Journal of Business in Developing Countries, Vol. 14.